<?xml version="1.0" encoding="UTF-8"?><post link="https://theconversation.com/plans-with-cheaper-premiums-are-risky-business-for-americans-seeking-lower-healthcare-costs-293327" display="true" featured="true" external="true"><title>Plans with cheaper premiums are risky business for Americans seeking lower healthcare costs</title><subject/><subtitle/><description>As ACA premiums climb, cheaper options like short-term plans, healthcare sharing ministries and farm bureau coverage can carry hidden risks. U-M health economists Thomas Buchmueller and Helen Levy explain what to watch for.</description><pubDate>Wed, 28 Oct 2026 15:36:38 -0800</pubDate><tags><talking-about>Faculty</talking-about><talking-about>Health Care</talking-about><talking-about>Health Care Management</talking-about><talking-about>Poverty</talking-about><talking-about>Health Care Access</talking-about><category>Health Management and Policy</category><talking-about>Policy</talking-about><talking-about>Health Disparities</talking-about><talking-about>Research</talking-about><other>blog category:Faculty</other><talking-about>Health Care Policy</talking-about></tags><image><img src="/AdobeStock_102186611.webp" alt="A stethoscope sitting on top of a pile of money. "/></image><imagelarge><img/></imagelarge></post>